Bob was concurrently a member of the Army National Guard from 1969 to 1976. He went on to attend Fairleigh Dickinson University, graduating in 1976 with an MBA in Finance.

Bob began his career in the financial industry as a Financial Advisor in 1978. He went on to found New Horizons in 1982 and is an OSJ Principal with TFS Securities, Inc. in Lincroft, NJ. As President of New Horizons Wealth Management LLC, he trains and manages other financial advisors, all the while offering his own clients the best financial advice and service available. In 1993, he created Backdoor Budgeting^SM, a Federally Registered method used to analyze cash flow. 

Bob developed and introduced managed account programs to TFS Securities and has been the Lead Portfolio Manager for TFS Advisory Services (formerly Innovative Market Trends) since its inception in 1996. Bob currently manages the Buy/Hold Plus Portfolios for TFS.

Bob holds FINRA Series 1, 7, 24, 63, and 66 Securities Licenses and is licensed in over 35 states. He also holds Life and Health Insurance Licenses and is a Registered Investment Advisor Representative. He has been a member of the Financial Planning Association (formerly the International Association for Financial Planners) since 1983.

Bob sponsors and plays on the New Horizons Wealth Management LLC softball team having done so since 1997. He enjoys playing ping-pong and pool, as well as designing Microsoft Excel programs and reading non-fiction books. Bob enjoys traveling and is an advocate of complementary medicine. In his hometown, he was a member of the Randolph Open Space Committee from 1999 to 2007 and is a member of the Randolph Chamber of Commerce. He was also the treasurer of the Mendham Lake Estates Homeowners Association.

Additionally, Joe has served as a Portfolio Manager at now World Advisory Services for the Buy/Hold Plus Portfolios since 2011. One of his proudest achievements is launching the Enjoy More 30s: Family Finance Podcast in 2021, which aims to help young families with financial topics that often go untaught in schools.

Joe holds Series 7, 24, and 66 Securities Licenses as well as a CFP® and CFS® designations. He also has Life, Health, and Long-Term Care Insurance licenses.

His wife, Lauren, taught at Radcliffe Elementary School in Nutley, NJ. She now works from home as a Lead Social Media Marketer, so as to be able to be there for their young children, Avery and Noah. They reside in the Packanack Lake Community of Wayne, NJ.

In his spare time, Joe enjoys traveling with the family, woodworking, home improvement projects, gardening, and serving as the Grounds Governor for Packanack Lake Community.

Prior to working in the finance world, he spent 10+ years in the mortgage industry, from which he brings a wealth of knowledge. He currently holds his Series 7, 66 Securities Licenses, Life & Health Insurance Licenses, as well as the CFP® designation.

His wife, Tara, currently works with New Horizons, all while raising their two children, Cesare and Siena. They reside in Madison, NJ.

Outside of work life, Pasquale loves trying new restaurants, going on family vacations, taking the kids on fun adventures, learning U.S. history, as well as firing up the grill and hosting friends and family.  

Savia is married with 2 children and resides in Randolph, NJ. She is co-founder and currently Office Manager at New Horizons Wealth Management LLC.

Savia enjoys gardening, gourmet cooking, traveling, and studying the culture of Italy. She is fluent in the Italian language and is able to read and write it as well.

Savia finds pleasure in centering her life around family and friends and enjoys working on her family scrapbook.

She currently holds her Series 7 and 66 Securities licenses and her Life, Health, and Long-Term Care Insurance Producer license.

For three years, Tara was the Director of Operations for TFS Advisory Services (formerly Innovative Market Trends), a third party investment advisory firm. She handled the daily operations as well as led two major conversions of custodians and portfolio management systems.

Tara spent time abroad in Siena, Italy studying art, architecture, and the Italian language. She is a licensed Zumba instructor and enjoys traveling with her foodie husband, Pasquale. They reside in Madison, NJ with their son, Cesare and daughter, Siena.

She studied International Business at Montclair State University. Kim excelled in the classroom as well as the volleyball court, being part of a championship winning team during her time there (go Red Hawks!).

Prior to joining New Horizons, Kim worked in New York City for a national fitness corporation - starting full time while still completing her degree!  Here she gained extensive communication and management experience, as she worked to service and expand branches throughout the country.

Kim and her husband, Daniel, welcomed their 1st child this past August and little Evelyn brings the family so much joy with her constant smiles and chubby cheeks! Her big furry brother, Malcolm is adjusting well and is excited to be her new best friend. They also enjoy spending time on family vacations and watching movies!

Before joining full-time, Jamie was an intern with New Horizons the summer after her junior year. She then started working part-time from her house at college during her last semester. After excelling as a member of the Servicing Team, she's now excited to be on the Advisor Track! 

Outside of work, Jamie enjoys playing guitar, reading and journaling, spending time with her big family (she has 2 older brothers and 2 younger sisters!) and playing any type of sport! She also attends her church’s community group, and serves in student ministries on Sunday mornings teaching middle school boys and girls!

She was raised in New Providence, NJ but now bounces between her hometown and Hewitt, NJ.

Prior to New Horizons, she worked a variety of jobs. She interned at New York Life as a Project Management Intern, was a swim instructor and lifeguard at several facilities, and assisted in the creation of mobile apps and websites for school projects.  

In her spare time, Michelle enjoys hiking, visiting her friends all around the Northeast, and kayaking around Greenwood Lake.

With over a decade of expertise in the Wealth Management industry, she has focused on delivering exceptional client service and support, and has attained both Series 65 and 7 licenses. 

Outside of work, Vicky embraces an active lifestyle with her husband, two sons and their two dogs. On weekends, you can often find them exploring scenic hiking trails or kayaking the local waterways.