MAKE LIFE MORE ENJOYABLETM
It's Easy - Find Out How!
A Family Focused Approach
A large number on a piece of paper is not the goal. Making life more enjoyable, however you define it, is the goal.
For more than 40 years we have been focused on helping families with their finances, providing the confidence for you to simply focus on enjoying life. Isn't that what it is all about?
At New Horizons, family is the driving force, and enjoying life the focus. Investments, insurance, cash flow - these are all just tools to allow you to achieve what you actually want to do in your life.
Retirement is not an end goal, it is reaching the start of the ultimate journey - time to focus everyday on the things that will maximize your enjoyment in life.
Meet Our Family, Your TeamWho We’re Designed to Help
We were designed to fit for a specific type of situation. Here’s how to know if this could be a good fit for you.
BEST FIT
- You’re a middle-class family
- You’re saving, but want more clarity
- You want a visual plan to see progress
- You value professional guidance (CFP®)
- You’re looking for a long-term partner
- You have investable assets over $250,000
MAY NOT BE A BEST FIT
- You’re looking for quick tips
- You need immediate financial debt assistance
- You’re not that interested in full planning
- You want to self-manage accounts
- You’re only needing short-term guidance
- You have investable assets less than $250,000
Meet Our Firm’s Owner
Nice to meet you! I’m Joe Okaly. I grew up at New Horizons, going from intern, to CFP® Adviser, to now owner of the firm.
I am proud to carry forward our founding principles of providing thoughtful planning to our clients, and promoting financial literacy to those who need it most.
Our 4-Step MORE Process is Based on You Enjoying Life
1.
Map Flows
Create structure for your income and savings so you know where your money goes.
2.
Optimize Resources
Align your money with your goals through planning and interactive projections.
3.
Reinforce Protections
Safeguard your family, assets, and future by identifying and protecting against risk.
4.
Enjoy Living
Let the clarity you receive from your plan free you to live fully into enjoying today.
How Does Our Process Work?
INTRODUCTORY CALL (15-20 min)
We learn a little about you, share a little about us, and see if there is a fit between what you may want and what we can provide.
INITIAL MEETING (60 min)
We learn in depth about your financial situation, goals, and what would allow you to fully enjoy life.
BLUEPRINT MEETING (60-90 min)
Using what we know, we design an Enjoy More Blueprint™ complete with interactive projections for your unique situation.
ENJOY LIFE (Forever!) Living
You are free to live fully into life. We’ll check in periodically as well as provide an Annual Blueprint Review to keep you on track.
Our Adviser Team
Our advisers work as a team, with two advisers in every meeting and all plans reviewed by a CERTIFIED FINANCIAL PLANNER ® prior to any client presentation.
This ensures you always have someone who personally knows your situation, and can deliver consistent advice for your plan.
Frequently Asked Questions
Are you a fiduciary?
Are you independent?
How are you compensated?
What type of families do you work with?
Do I need to be wealthy to work with you?
Do you work virtually or in-person?
Connect on Social Media
Connect for Your Enjoy More BlueprintTM
Contact
Office: 973-540-1066
Fax: 973-540-1775
240 Cedar Knolls Road
Suite 306
Cedar Knolls, NJ 07927
[email protected]
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The content is developed from sources believed to be providing accurate information. The information in this material is not intended as tax or legal advice. Please consult legal or tax professionals for specific information regarding your individual situation. Some of this material was developed and produced by FMG Suite to provide information on a topic that may be of interest. FMG Suite is not affiliated with the named representative, broker - dealer, state - or SEC - registered investment advisory firm. The opinions expressed and material provided are for general information, and should not be considered a solicitation for the purchase or sale of any security.
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Advisory services offered by NHWM LLC, an investment adviser registered with the SEC and located at 240 Cedar Knolls Road, Suite 306, Cedar Knolls, NJ 07927 (973)540-1066
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